Daily Herald Business Ledger

Adam Lutostanski, senior vice president of commercial banking

Across the United States, banks are sitting on over $10 trillion of deposits which exceeds the total value of loans by a record $2.5 trillion. For businesses looking to borrow, this means there is a tremendous amount of capital waiting to be deployed. But while new loan growth continues to increase, it still remains modest compared to historical highs. Why is that?

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