Christopher Del Moral-Niles, chief financial officer

Four years after his arrival as treasurer of Associated Banc-Corp, Christopher Del Moral-Niles paints a portrait of a bank that has recovered nicely. Total loans rose 7.9% and a total deposits 5.4% in the first nine months of 2014, and net interest income increased 5.8%.In addition, bank’s loan-to-deposit ratio is back near 95, after dropping into the low 70s in 2010.

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